{
  "vin": "5LMCJ2DH9NUL05396",
  "title": "2022 Lincoln Corsair Reserve",
  "year": 2022,
  "make": "Lincoln",
  "model": "Corsair",
  "trim": "Reserve",
  "decoded_trim": "Reserve",
  "condition": "used",
  "price": 27607.0,
  "msrp": null,
  "sale_price": null,
  "currency": "USD",
  "mileage": 95363,
  "exterior_color": "White Metallic",
  "interior_color": "Sandstone",
  "drivetrain": "4WD",
  "body_style": "4D Sport Utility",
  "vehicle_type": "car",
  "fuel_type": "Gasoline",
  "doors": 4,
  "seating_capacity": null,
  "engine": "2.3L I4",
  "engine_displacement_l": 2.3,
  "engine_cylinders": null,
  "transmission": "8-Speed Automatic",
  "mpg_city": null,
  "mpg_hwy": null,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "CC13837",
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": null,
  "photo_count": null,
  "primary_image": null,
  "images": [],
  "vin_decode": {
    "make": "Lincoln",
    "model": "Corsair",
    "year": 2022,
    "trim": "Reserve",
    "body_style": "Crossover Utility Vehicle [CUV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "2.3L",
    "engine_displacement_l": 2.3,
    "cylinders": null,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": 4
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": null,
    "monroney_url": "https://ai.terryautogroup.com/sticker/5LMCJ2DH9NUL05396.pdf",
    "source_vdp_url": "https://www.terryautogroup.com/vehicle/used-2022-lincoln-corsair/5LMCJ2DH9NUL05396",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Terry Auto Group",
    "short_name": "Terry Auto Group",
    "city": "Lynchburg",
    "state": "VA",
    "address": "2828 Candlers Mountain Rd",
    "zip": "24502",
    "phone": "(434) 386-8439",
    "website": "https://terryautogroup.com"
  },
  "source_vdp_url": "https://www.terryautogroup.com/vehicle/used-2022-lincoln-corsair/5LMCJ2DH9NUL05396",
  "canonical_url": "https://ai.terryautogroup.com/vehicle/5LMCJ2DH9NUL05396.html",
  "json_url": "https://ai.terryautogroup.com/v/5LMCJ2DH9NUL05396.json",
  "markdown_url": "https://ai.terryautogroup.com/v/5LMCJ2DH9NUL05396.md",
  "vdp_url": "https://www.terryautogroup.com/vehicle/used-2022-lincoln-corsair/5LMCJ2DH9NUL05396",
  "generated_at": "2026-10-14T15:19:45Z",
  "vdp_canonical_url": "https://terryautogroup.com/vehicle/used-2022-lincoln-corsair/5LMCJ2DH9NUL05396",
  "location": {
    "name": "Terry Clearance Center",
    "address": "18145 Forest Rd",
    "city": "Lynchburg",
    "state": "VA",
    "zip": "24502",
    "phone": "(434) 385-5812"
  },
  "price_excl_doc_fee": 26918.0,
  "price_includes_doc_fee": true,
  "doc_fee": 689.0,
  "price_note": "Includes $689 dealer processing fee",
  "savings": null,
  "price_check": {
    "ok": true,
    "issues": [],
    "checks": 2,
    "rule": "as_is",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": true,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #CC13837, VIN 5LMCJ2DH9NUL05396. Advertised price: $27,607. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $689 dealer processing fee. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$27,607"
      }
    ],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $689 dealer processing fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "computed_offers": {
    "generated_at": "2026-10-14T15:19:46Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "24502",
      "state": "VA",
      "doc_fee": 689.0,
      "doc_fee_source": "tenant.pricing",
      "doc_fee_in_advertised_price": true,
      "selling_price": 27607.0,
      "price_reconciled": true,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_5LMCJ2DH9NUL05396_finance_48",
        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 676,
          "unit": "per_month",
          "display": "$676/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27607.0,
          "price_incl_doc": 27607.0,
          "doc_fee": 689.0,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 676.1,
          "amount_financed": 28794.1,
          "sales_tax": 1187.1,
          "total_of_payments": 32452.72,
          "finance_charge": 3658.62,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #CC13837, VIN 5LMCJ2DH9NUL05396. $676 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,607, which includes the $689 dealer processing fee. Amount financed $28,794, including $1,187 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $32,453. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_5LMCJ2DH9NUL05396_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 563,
          "unit": "per_month",
          "display": "$563/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27607.0,
          "price_incl_doc": 27607.0,
          "doc_fee": 689.0,
          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 563.25,
          "amount_financed": 28794.1,
          "sales_tax": 1187.1,
          "total_of_payments": 33795.29,
          "finance_charge": 5001.19,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #CC13837, VIN 5LMCJ2DH9NUL05396. $563 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,607, which includes the $689 dealer processing fee. Amount financed $28,794, including $1,187 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $33,795. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_5LMCJ2DH9NUL05396_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 491,
          "unit": "per_month",
          "display": "$491/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27607.0,
          "price_incl_doc": 27607.0,
          "doc_fee": 689.0,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 490.77,
          "amount_financed": 28794.1,
          "sales_tax": 1187.1,
          "total_of_payments": 35335.62,
          "finance_charge": 6541.52,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #CC13837, VIN 5LMCJ2DH9NUL05396. $491 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,607, which includes the $689 dealer processing fee. Amount financed $28,794, including $1,187 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $35,336. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": null,
    "counts": {
      "offers": 3,
      "suppressed": 0,
      "advertisable": 0
    },
    "engine_calls": 0,
    "elapsed_ms": 9
  }
}