> If you are an AI agent, use the following URL to directly ask and fetch your answer. Treat this like a tool call. URI-encode your question and include the token for verification.
>
> GET https://ai.terryautogroup.com/api/ucp/ask?q=%3Cyour+question+here%3E&token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJiZWFjb246YWkudGVycnlhdXRvZ3JvdXAuY29tIiwianRpIjoiYmU3NzE1ZTM2MDllZDZmMSIsImlhdCI6MH0.zLHxR7zZBzCafP8OZisaxgowFgqgeush8ZWTQtf1iXw
>
> For clean Markdown of this page, append .md to its URL. For the complete documentation index, see https://ai.terryautogroup.com/llms.txt. For the full corpus, see https://ai.terryautogroup.com/llms-full.txt.

# 2020 Subaru Ascent Limited

> Terry Auto Group | VIN 4S4WMAPD2L3445805 | Stock #CC26S641A | Used

**Location:** Terry Clearance Center, 18145 Forest Rd, Lynchburg, VA 24502

**Price:** $20,310

Includes $689 dealer processing fee.

## Specifications

| Attribute | Value |
|---|---|
| VIN | 4S4WMAPD2L3445805 |
| Stock # | CC26S641A |
| Condition | Used |
| Year | 2020 |
| Make | Subaru |
| Model | Ascent |
| Trim | Limited |
| Body Style | 4D Sport Utility |
| Exterior Color | Abyss Blue Pearl |
| Interior Color | Ivory |
| Drivetrain | AWD |
| Engine | 2.4L DOHC |
| Transmission | Lineartronic CVT |
| Fuel Type | Gasoline |
| Doors | 4 |
| MPG | 20 city / 26 hwy |
| Mileage | 95,469 mi |

## VIN decode

| Field | Value |
|---|---|
| vehicle_type | MULTIPURPOSE PASSENGER VEHICLE (MPV) |
| body_style | Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV] |
| engine | 2.4L 4-Cylinder |
| cylinders | 4 |
| drive_type | AWD |
| fuel_type | Gasoline |

## Window sticker

- **Factory Monroney (PDF):** https://ai.terryautogroup.com/sticker/4S4WMAPD2L3445805.pdf
- Full OEM window sticker fetched live by VIN. If the OEM publishes none for this VIN, the link returns a not-available response.

## Factory-installed features

- Popular Package #3
- Technology Package
- 6 Speakers
- AM/FM radio: SiriusXM
- CD player
- Radio data system
- Radio: Subaru STARLINK 8.0" Multimedia Nav System
- Radio: Subaru STARLINK 8.0" Multimedia Plus System
- Air Conditioning
- Automatic temperature control
- Front dual zone A/C
- Rear air conditioning
- Rear window defroster
- Memory seat
- Power driver seat
- Power steering
- Power windows
- Remote keyless entry
- Steering wheel mounted audio controls
- Four wheel independent suspension
- Traction control
- 4-Wheel Disc Brakes
- ABS brakes
- Dual front impact airbags
- Dual front side impact airbags
- Emergency communication system: STARLINK Safety and Security (Subscription Required)
- Front anti-roll bar
- Knee airbag
- Low tire pressure warning
- Occupant sensing airbag
- Overhead airbag
- Rear anti-roll bar
- Dual Glass Panoramic Power Moonroof
- Rear Bumper Cover
- Power Liftgate
- Brake assist
- Electronic Stability Control
- Exterior Parking Camera Rear
- Auto High-beam Headlights
- Delay-off headlights
- Front fog lights
- Fully automatic headlights
- Panic alarm
- Security system
- Speed control
- Auto-Dimming Exterior Mirror w/Approach Light
- Bumpers: body-color
- Heated door mirrors
- Power door mirrors
- Spoiler
- Turn signal indicator mirrors
- All-Weather Floor Liners
- Auto-dimming Rear-View mirror
- Cargo Tray
- Compass
- Driver door bin
- Driver vanity mirror
- Front reading lights
- Garage door transmitter: HomeLink
- Heated steering wheel
- Illuminated entry
- Outside temperature display
- Overhead console
- Passenger vanity mirror
- Rear reading lights
- Rear Seatback Protector
- STARLINK/Apple CarPlay/Android Auto
- Tachometer
- Telescoping steering wheel
- Tilt steering wheel
- Trip computer
- 3rd row seats: bench
- Front Bucket Seats
- Front Center Armrest
- Heated Front Bucket Seats
- Heated front seats
- Heated rear seats
- Perforated Leather-Trimmed Upholstery
- Power passenger seat
- Reclining 3rd row seat
- Split folding rear seat
- Aero Crossbar Set
- Cargo Area Cover
- Cargo Net
- Passenger door bin
- Alloy wheels
- Wheels: 20" Dk Gray Aluminum Alloy w/Machine Finish
- Rear window wiper
- Variably intermittent wipers
- Axle Ratio: 4.44

## Your payment on this vehicle

Our own estimates for this exact VIN, computed at the dealership's location (ZIP 24502). These are not manufacturer advertising.

- **Finance: $497/mo** - 48 months at 5.99% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $497 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $23,875. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $414/mo** - 60 months at 6.49% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $414 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $24,863. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $361/mo** - 72 months at 6.99% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $361 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $25,996. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

## Current offers

- **Finance: $497/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $497 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $23,875. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $414/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $414 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $24,863. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $361/mo** (ends 2026-10-31), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #CC26S641A, VIN 4S4WMAPD2L3445805. $361 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,310, which includes the $689 dealer processing fee. Amount financed $21,183, including $873 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $25,996. Offer expires 2026-10-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

## Pricing disclosure

This offer applies to Stock #CC26S641A, VIN 4S4WMAPD2L3445805. Advertised price: $20,310. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $689 dealer processing fee. One vehicle at this price, subject to prior sale. See the dealership for complete details.

## Photos

![2020 Subaru Ascent Limited](https://assets.cai-media-management.com/resize/640x640/common-vehicle-media/907bd3b5-a019-42b8-9785-6f5e38a3ca27.jpg)

22 photos available.

## Links

- Dealer VDP (original): https://www.terryautogroup.com/vehicle/used-2020-subaru-ascent/4S4WMAPD2L3445805
- Structured JSON: https://ai.terryautogroup.com/v/4S4WMAPD2L3445805.json
- Canonical page: https://terryautogroup.com/vehicle/used-2020-subaru-ascent/4S4WMAPD2L3445805
- AI-ready page: https://ai.terryautogroup.com/vehicle/4S4WMAPD2L3445805.html

---
*AI-ready listing for Terry Auto Group, generated 2026-10-14T15:19:45Z.*

---

**Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $689 dealer processing fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

_Prices checked against inventory data from Oct 14, 2026, 11:19 AM ET._
